Real Estate/ Continuing Education/ Idaho Real Estate CE/ E3140 - Creative Pathways to Homeownership: The Essentials

E3140 - Creative Pathways to Homeownership: The Essentials

$49

This product includes:

Licensees must complete 2 unique Core classes & 12 CE hours to renew on active status. This reflects the number of hours for Core 2024 & 2025. Your number of hours may differ. Contact IREC with questions about your education record. Elective Hours: 3 Mandatory: 0 Total Hours: 3

Description

State Requirements

Today’s buyers and sellers are working in a market that doesn’t look like it did a few years ago. Prices are up, inventory is tight, and the “usual” path to homeownership doesn’t work for everyone anymore. That’s why options like shared equity programs, down payment assistance, co-buying, owner financing, and alternative loan programs are popping up in real transactions—and the agents who understand them are the ones keeping deals alive.

In this three-hour elective course, you’ll get a clear, practical breakdown of what these pathways are, when they tend to show up, and how to talk about them in a way that helps clients without putting you in the role of a lender or attorney. You’ll also learn smart habits for working with the right pros and guiding creative transactions with confidence.

Course highlights include:

Strategies for overcoming affordability and limited inventory challenges
Creative financing options, including shared equity and co-buying models
Guidance for working with multi-generational and non-traditional buyers
Step-by-step overview of down payment assistance programs and grants
Practical application of forgivable loans and alternative funding sources
Clear boundaries for agent responsibilities and referral best practices
Tools for structuring and explaining co-ownership agreements
Communication approaches for aligning multiple buyers in one transaction
Real-world scenarios illustrating creative deal structuring
Building and using a trusted network of lenders, attorneys, and housing resources

Package Content:

State Requirements For Idaho

Idaho State Requirement Details for Real Estate Continuing Education

Renewal Date: Every 2 years

Hours Required by the State: 12 elective hours and 2 ID Core courses

2 unique Idaho Commission Core courses
12 hours – Elective hours

Provider Approval Number: 149

The CE Shop is an approved provider in Idaho.

The CE Shop’s Offering: 12 elective hours and 1 Idaho Commission Core course

Idaho Commission Core 2025
12 Elective Hours

Reporting: The state requires course completions to be reported to the state. We will report your course to the state upon completion.

Expiration Date of Course: Course expiration dates vary by course. Each individual course will have an expiration date listed in your account. See Terms & Conditions for more details.

Certificates: Immediately upon course completions, The CE Shop will provide students with an electronic copy of the course certificate of completion. Certificates will remain in your account for a minimum of five years, should you need additional copies at a later time. Please refer to your application to determine if you need to submit your certificate(s) of completion. Course completion dates are recorded using Central Standard Time. Please note that the date on your certificate of completion will reflect this.

Final Exams: Final exams must be passed with at least a 70% and may be taken a maximum of 2 times. If the exam is not passed the second time, the licensee must re-enroll at no cost (by contacting customer support) and retake the entire course, including the final exam.

License Renewal Process: The process to renew in this state is to log in to the licensing system online and follow the prompts to renew.